Younger Saver Accounts

Our Young Saver account is designed specifically for our younger members (aged from 0 to 22) to give them a good financial start in life.  Receive a free gift when the account is opened and enjoy a competitive rate of interest.

When you reach your 23rd birthday, we will transfer your savings to our Home Saver account. PLUS if you have held your Young Saver account for at least  3 years, you may be eligible for preferential terms on your first Holmesdale mortgage (subject to Terms and Conditions).

The aim of our Junior ISA is to build a tax free nest egg and  start building for your child’s future.

Available Products

Product Name Gross
(up to)
AER
(up to)
Net Minimum Opening Deposit  
Junior ISA 2.00% 2.00% Tax Free £10.00 More info
Young Saver 2.00% 2.00% Paid Gross £10.00 More info
Home Saver 1.00% 1.00% Paid Gross £10.00 More info