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Shared Ownership Guarantor Mortgages

Shared Ownership

Shared Ownership allows you to buy a share of the property and pay rent on the remaining share that you do not own.

Available Products

Product Name Max LTV Initial Rate APRC Product Fees  
Shared Ownership 3.50% Fixed Rate for 1 Year 90% 3.50% 4.8% £250 on application (Non-refundable) £500 on completion More info
Shared Ownership 1.50% discount for 2 Years 90% 3.24% 4.6% £250 on application (Non-refundable) £500 on completion More info
1.7% Discount for 3 Years 85% 3.04% 4.3% £995 on application (non-refundable) More info
2.0% Discount for 3 Years 80% 2.74% 4.2% £995 on application (non-refundable) More info
2.45% Discount for 3 Years 75% 2.29% 4.1% £995 on application (non-refundable) More info

The minimum share to be purchased initially is 25%.

Holmesdale Building Society will lend up to a maximum of 90% of the share you are purchasing.

Choose from our Shared Ownership product range above, additional conditions may apply.

Residential Purchase and Remortgage only.

In the case of a remortgage, if there is an element of debt consolidation, the Housing Association is required to forward a letter agreeing to the postponement of its charge.