Shared Ownership allows you to buy a share of the property and pay rent on the remaining share that you do not own.
|Product Name||Max LTV||Initial Rate||APRC||Product Fees|
|2.75% Discount for 2 Years||75%||1.99%||4.4%||£250 on application (Non-refundable) £1,000 on completion||More info|
|1.6% Discount for 5 Years||75%||3.14%||4.1%||£995 on application (non-refundable)||More info|
|2.45% Discount for 3 Years||75%||2.29%||4.1%||£995 on application (non-refundable)||More info|
|2.60% Discount for 2 Years||50%||2.14%||4.3%||£1,495 on application (non-refundable)||More info|
|2.79% Fixed Rate for 1 Year||75%||2.79%||4.6%||£795 on application (non-refundable)||More info|
|Standard Variable Residential Mortgage||75%||4.74%||4.9%||£495 on application (non-refundable)||More info|
The minimum share to be purchased initially is 25%.
Holmesdale Building Society will lend up to a maximum of 75% of the share you are purchasing.
Choose from any current discounted product – chosen product’s terms apply.
You can choose from our product range above, additional conditions may apply.
Residential Purchase and Remortgage only.
In the case of a remortgage, if there is an element of debt consolidation, the Housing Association is required to forward a letter agreeing to the postponement of its charge.