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Shared Ownership Guarantor Mortgages

Shared Ownership

Shared Ownership allows you to buy a share of the property and pay rent on the remaining share that you do not own.

Available Products

Product Name Max LTV Initial Rate APRC Product Fees  
2.75% Discount for 2 Years 75% 1.99% 4.4% £250 on application (Non-refundable) £1,000 on completion More info
1.6% Discount for 5 Years 75% 3.14% 4.1% £995 on application (non-refundable) More info
2.45% Discount for 3 Years 75% 2.29% 4.1% £995 on application (non-refundable) More info
2.60% Discount for 2 Years 50% 2.14% 4.3% £1,495 on application (non-refundable) More info
2.79% Fixed Rate for 1 Year 75% 2.79% 4.6% £795 on application (non-refundable) More info
Standard Variable Residential Mortgage 75% 4.74% 4.9% £495 on application (non-refundable) More info

The minimum share to be purchased initially is 25%.

Holmesdale Building Society will lend up to a maximum of 75% of the share you are purchasing.

Choose from any current discounted product – chosen product’s terms apply.

You can choose from our product range above, additional conditions may apply.

Residential Purchase and Remortgage only.

In the case of a remortgage, if there is an element of debt consolidation, the Housing Association is required to forward a letter agreeing to the postponement of its charge.