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Home Saver Mortgage Account

Home Saver

The Holmesdale Building Society wishes to help first-time buyers onto the property ladder. With that in mind we have a Home Saver savings account which offers you an exclusive 0.25% discount off any of our discounted rate mortgages for the discounted period.

Available Products

Product Name Max LTV Initial Rate APRC Product Fees  
2.75% Discount for 2 Years 75% 1.99% 4.4% £250 on application (Non-refundable) £1,000 on completion More info
1.6% Discount for 5 Years 75% 3.14% 4.1% £995 on application (non-refundable) More info
2.45% Discount for 3 Years 75% 2.29% 4.1% £995 on application (non-refundable) More info
2.0% Discount for 3 Years 80% 2.74% 4.2% £995 on application (non-refundable) More info
1.7% Discount for 3 Years 85% 3.04% 4.3% £995 on application (non-refundable) More info
2.60% Discount for 2 Years 50% 2.14% 4.3% £1,495 on application (non-refundable) More info
1.00% Discount for 3 Years 90% 3.74% 4.6% £995 on application (non-refundable) More info

Terms & Conditions

  • At least one of the purchasers must be a genuine first-time buyer.
  • Applicant must have held a Holmesdale Building Society Home Saver or Young Saver Account with a minimum balance of £1,000 for at least the preceding 3 years.
  • Home Saver discount may be used in conjunction with any current discounted mortgage product to achieve an additional 0.25% discount during the product’s discounted period only.

Refund of valuation fee on completion up to £250.

See chosen product for any additional conditions.