First Time Buyer

Buying your home is a very important step in your life and here at the Holmesdale Building Society we like to assist you through these steps.

You can choose between any of the products listed below or if you have been saving into our Home Saver savings account you may qualify for an exclusive 0.25% discount off any of our discounted rate mortgages for the discounted period. Please see our Home Saver Guide for additional information.

Available Products

Product Name Max LTV Initial Rate APRC Product Fees  
2.60% Discount for 2 Years 50% 2.14% 4.3% £1,495 on application (non-refundable) More info
2.45% Discount for 3 Years 75% 2.29% 4.1% £995 on application (non-refundable) More info
2.79% Fixed Rate for 1 Year 75% 2.79% 4.6% £795 on application (non-refundable) More info
1.6% Discount for 5 Years 75% 3.14% 4.1% £995 on application (non-refundable) More info
Standard Variable Residential Mortgage 75% 4.74% 4.9% £495 on application (non-refundable) More info
2.0% Discount for 3 Years 80% 2.74% 4.2% £995 on application (non-refundable) More info
1.7% Discount for 3 Years 85% 3.04% 4.3% £995 on application (non-refundable) More info
1.00% Discount for 3 Years 90% 3.74% 4.6% £995 on application (non-refundable) More info

Parental Helping Hand Mortgage

First-Time Buyer(s) -  Looking to get a foot on the housing ladder and you also want a great rate from a lender who is here to help you?  Perhaps your parents could give you a "helping hand" as well - click below for details of our very special scheme designed for first time buyers with only a 10% deposit...

Available Products

Product Name Max LTV Initial Rate APRC Product Fees  
Parental Helping Hand 1% Discount for 5 Years 90% 3.74% 4.4% £495 on application (non-refundable) More info
Parental Helping Hand 1% Discount for 5 Years 90% 3.74% 4.4% £495 on application (non-refundable) More info
Parental Helping Hand 1% Discount for 5 Years 90% 3.74% 4.4% £495 on application (non-refundable) More info